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JMFA OVERDRAFT PRIVILEGE^® and Earnings Enhancement Programs

FREE JMFA OVERDRAFT PRIVILEGE^® Analysis
See how your credit union can benefit from overdraft privilege.

JMFA Compliance and Performance Review^SM  
Check compliance and maximize performance of your overdraft privilege program.

Earnings Enhancement Programs  
Beyond JMFA OVERDRAFT PRIVILEGE^®, JMFA has many ways to improve your credit union's bottom line.

Improve member satisfaction while improving your bottom line.

Since 1972, John M. Floyd & Associates (JMFA) has successfully implemented more than 2,000 performance improvement programs including overdraft privilege. Today, JMFA is an alliance provider of CUNA Strategic Services that can help improve your credit union's non-interest income while helping your members avoid the negative consequences of overdrawn accounts.

JMFA provides more than recommendations. They provide turnkey installation, onsite training, state-of-the-art software and upgrades, and complete program follow-up for as long as your credit union desires. Additionally, JMFA provides:

• 100% satisfaction guarantee
• 100% compliance guarantee
• 100% software compatibility that automates overdraft privilege management
• Onsite, expert training and follow-up
• Complete analysis and recommendations

Plus, as a result of the strategic alliance with CUNA, your credit union will receive a 10% discount on JMFA OVERDRAFT PRIVILEGE^® and earnings enhancement programs.*

FREE Overdraft Privilege Analysis
To see how you can start an overdraft privilege program, complete a FREE Overdraft Privilege Analysis. Based on your responses, JMFA will provide you with a free, no-obligation, preliminary analysis and program projections.

Call 800-809-2307 to maximize your potential with JMFA today!

For more information on the JMFA and CUNA alliance, contact Doug Tangwall or 800-356-9655, x4073.

Overdraft Privilege^SM Benefits & Testimonials

Learn about program features and benefits - JMFA OVERDRAFT PRIVILEGE^® brochure [PDF]

See how JMFA typically sees increases of 50-300% in non-interest income. View testimonials and case studies.

Additional Resources

Visit JMFA.com

Checks & Balances: Credit Unions & Overdraft Privilege Programs - This report from CUNA's E-Scan Insights Series provides a first look at the overdraft protection environment and how credit unions are structuring and implementing their overdraft privilege programs.

Press Releases

• Overdraft Privilege Program Introduced to Meet Member Needs
• CUNA Expands Strategic Alliance with Floyd & Associates to Provide Wide Range of Products & Services To Credit Unions
• Demographics, Financial Trends Creating Challenges and Opportunities for Credit Unions --Cuna Analyst
• Overdraft Compliance and Performance Review Program Offered through CUNA, JMFA Partnership  

Free Articles & White Papers

Capturing non-interest income [PDF] reprinted with permission of Credit Union Magazine

Overdraft Privilege from the Member's Point of View - FREE White Paper

11 Questions members should ask about overdraft privilege programs

Aspirin for Compliance Headaches

*Credit union discounts do not apply to JMFA Account Acquisition^SM Services.