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JMFA OVERDRAFT PRIVILEGE^® and Earnings Enhancement Programs

FREE Overdraft Privilege Analysis
See how your credit union can benefit from overdraft privilege.

JMFA Compliance and Performance Review^SM
Check compliance and maximize performance of your overdraft privilege program.

Earnings Enhancement Programs
Beyond JMFA OVERDRAFT PRIVILEGE^®, JMFA has many ways to improve your credit union's bottom line.

Improve member satisfaction while improving your bottom line.

Since 1972, John M. Floyd & Associates (JMFA) has successfully implemented more than 2,000 performance improvement programs including overdraft privilege. Today, JMFA is an alliance provider of CUNA Strategic Services that can help improve your credit union's non-interest income while helping your members avoid the negative consequences of overdrawn accounts.

JMFA provides more than recommendations. They provide turnkey installation, onsite training, state-of-the-art software and upgrades, and complete program follow-up for as long as your credit union desires. Additionally, JMFA provides:

• 100% satisfaction guarantee
• 100% compliance guarantee
• 100% software compatibility that automates overdraft privilege management
• Onsite, expert training and follow-up
• Complete analysis and recommendations

Plus, as a result of the strategic alliance with CUNA, your credit union will receive a 10% discount on JMFA OVERDRAFT PRIVILEGE^® and earnings enhancement programs.*

Overdraft Privilege Benefits & Testimonials

• FREE Overdraft Privilege Analysis. To see how you can start an overdraft privilege program, complete a FREE Overdraft Privilege Analysis. Based on your responses, JMFA will provide you with a no-obligation, preliminary analysis and program projections.
• Learn about program features and benefits - JMFA OVERDRAFT PRIVILEGE® brochure [PDF]
• See how credit unions typically sees increases of 50-300% in non-interest income. View testimonials and case studies.

Free Articles & White Papers

• Capturing non-interest income [PDF] reprinted with permission of Credit Union Magazine
• Overdraft Privilege from the Member's Point of View - FREE White Paper
• 11 Questions members should ask about overdraft privilege programs
• Aspirin for Compliance Headaches

Press Releases

• Overdraft Compliance and Performance Review Program Offered through CUNA, JMFA Partnership

Contact Us Today
For additional information, visit JMFA.com and call 800-809-2307. For information on the JMFA and CUNA Strategic Services alliance, contact Rick Govek at 800-356-9655, ext. 4189.

*Credit union discounts do not apply to JMFA Account Acquisition Services.